About Wyrr Inc.

Wyrr Inc. is a cross border financial transaction company duly registered in Canada under the relevant and applicable laws of Canada.We provide services that helps users/subscribers send money seamlessly to Nigeria, pay bills and tuitions in Canada and also provide top of the line technology to help send money across the world with ease.

Language Use

The language of use in these terms and all other communications between Wyrr Inc and its users/ subscribers will be the English Language.

Accessibility

You can use Wyrr Inc.’s services if :

1. You are a legal resident of Canada;
2. For a company account, your company is a legal entity formed and registered in Canada;
3. You are at least eighteen (18) years old and can enter into a binding contract under the applicable laws;
4. You have not previously been suspended, removed, or deactivated from the Services;
5. Your registration and your use of the Services comply with any and all applicable local, state, national, and international laws and regulations;
6. For a personal account, use of or access to the Services by another person is prohibited and in violation of this Agreement.
7. For a company account, any use of or access to the Services by any individual who is not your employee, contractor, agent, or other individual permitted to use your Account on your behalf ("User") is prohibited and in violation of this Agreement.

Governing Law

This Agreement shall be governed by the substantive and applicable laws of Canada, as all Services are solely based in Canada and does not give rise to jurisdiction over us, either specific or general, in jurisdictions other than Canada and agree to submit to the jurisdiction of both federal and state courts located in Canada for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights, as set forth in the Arbitration provisio below, including any provisional relief required to prevent irreparable harm. You agree that the federal or local courts located in Canada are the proper forum for any appeals of an arbitration award or for trial court proceedings in the event that the Arbitration provisio below is found to be unenforceable.

Arbitration

READ THIS SECTION CAREFULLY. For any claim, dispute, or controversy with Wyrr Inc. (a "Claim"), you agree to first contact us at legal@wyrr.app and attempt to resolve the dispute with us formally within sixty (60) days and in the unlikely event that Wyrr Inc. has not been able to resolve the dispute within the stipulated time frame, such dispute will be finally and exclusively resolved by binding arbitration. Any election to arbitrate, at any time, shall be final and binding on the other party and neither party shall have the right to litigate such claim(s) in court or have a jury trial except if either party brings its claim before a small claims court, if permitted by such court and if within the jurisdiction of the court. All disputes will be resolved before a neutral arbitrator selected jointly by the parties, whose decision will be final, except for a limited right of appeal. The arbitration shall be commenced and conducted by the Arbitrator selected by both parties according to its current Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those rules. Each party will be responsible for paying any filing, administrative, and arbitrator fees in accordance with the rules. Judgment on the arbitrator’s award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of competent jurisdiction. The arbitration may be conducted in person, through the submission of documents, by phone, or online. If conducted in person, the arbitration shall take place in the Canadian county where you reside. The parties may litigate in court to compel arbitration, to stay a proceeding pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. The parties shall cooperate in good faith in the voluntary and informal exchange of all non-privileged documents and other information (including electronically stored information) relevant to the Claim immediately after the commencement of the arbitration. Nothing in this Section shall be deemed as preventing either party from seeking injunctive or other equitable relief from the courts as necessary to prevent the actual or threatened infringement, misappropriation, or violation of our data security, Intellectual Property Rights, or other proprietary rights. Proceedings and information related to them will be maintained as confidential, including the nature and details of the Claim, evidence produced, testimony given, and the outcome of the Claim, unless such information was already in the public domain or was independently obtained. You and Wyrr, and all witnesses, advisors, and arbitrators will only share such information as necessary to prepare for or conduct arbitration or other legal proceedings, or enforcement of the outcome unless additional disclosure is required by law.
For all persons and entities, regardless of whether they have obtained an account or used the services for personal, commercial, or other purposes, all Claims must be brought in the parties’ individual capacity as a Plaintiff and not as a class action, collective action, private attorney general action or other representative proceeding. This waiver applies to class arbitration, and, unless we agree otherwise, the arbitrator may not consolidate more than one person’s claims. You agree that, by entering into this agreement, you and Wyrr Inc. are each waiving the right to a trial by jury or to participate in a class action, collective action, private attorney general action, or other representative proceeding of any kind.

Onboarding

Wyrr Inc. offers the options of a Personal account and a Business account. Users create an account via a valid mail address with an OTP sent to that mail address (unique identifier) to complete registration and verification of the account and once verified, the user has access to a Canadian and Nigerian wallet. For referrals, users get 10 CAD when they refer another user and the user performs a transaction of 100 CAD.

Fees, Exchange Rates, Discounts and Rewards

Wyrr Inc. uses the Wallet feature to help users perform their transactions (send money to Nigeria from Canada and pay tuition in Canada). Conversion is free however, we charge a 1% fee on wallet funding capped at C$100 (or NGN 6000) and a limit of C$9k per transaction, or NGN 10M per transaction based on the funding corridor.

Proprietary & Intellectual Property Right

Unless otherwise stated, Wyrr Inc. and/or its licensors own the intellectual property rights and materials on the website unless stated otherwise whether or not expressly granted herein in the Services and the Wyrr IP. Wyrr Inc. may terminate this license at any time for any reason The Services and all materials therein or transferred thereby, including, without limitation, all software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music, patent rights, work rights, moral rights, rights of publicity, service mark rights, goodwill, trade secret rights, and other content available on the Site (the “Wyrr IP”), and all Intellectual Property Rights related thereto, are the exclusive property of Wyrr and its licensors. These contents shall not be copied, modified, sold, rearranged, reproduced, transmitted, published, displayed, reverse engineered, disassembled, or reposted to other websites..Except as explicitly provided herein, nothing in this Agreement shall be deemed or construed to create a license in or under any such Intellectual Property Rights and use of the Wyrr IP for any purpose not expressly permitted by this Agreement is strictly prohibited. If you believe that any material on the Site infringes upon any copyright which you own or control, you may send a written notification of such infringement to our Designated Agent as set forth below:
Email: legal@wyrr.app

The notification must be a written communication that includes the following, in line with the Digital Millennium Copyright Act:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
4. Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
5. A statement that the complaining party has a good-faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right allegedly infringed.

License to use

Subject to the terms and conditions of this Agreement, you are hereby granted a non-exclusive, limited, non-transferable, non-assignable and freely revocable license to use the Services as permitted by the features of the Services which grants you all updates, upgrades, new versions and replacement software for your use in connection with our Services. All Proprietary Rights, title and interest in and to the Services are and will remain the exclusive property of Wyrr Inc. Non complaince with all the provisions will make you liable for all resulting damages suffered by you, Wyrr Inc. and any third parties.
Any feedback, comments, or suggestions you may provide to us voluntarily or by invitation on how to improve the Services or our products (“Feedback”) is entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit without any fiduciary obligation to you or any additional compensation to you, or to disclose your Feedback on a non-confidential basis or otherwise to anyone.

Warranty Disclaimer

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICES IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAWS, THE SERVICES ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM WYRR INC. OR THROUGH THE SERVICES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WYRR INC. WILL USE ITS BEST EFFORTS TO ENSURE THAT THE WEBSITE IS AVAILABLE AT ALL TIMES AND BUG FREE. HOWEVER, YOUR USE OF OUR SERVICES IS AT YOUR OWN RISK AND YOU ALONE WILL BE RESPONSIBLE FOR ANY DAMAGE THAT RESULTS IN LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICES. WYRR INC. DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY HYPERLINKED WEBSITE OR SERVICE, AND WYRR WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

Indemnification

You hereby indemnify Wyrr Inc. and its subsidiaries, agents, licensors, managers, and other affiliated companies, and their employees, contractors, agents, officers and directors, our Payment Services Provider, and other third-party service providers, from and against any and all third-party claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising out of, related to, or resulting from: (a) your use of and access to the Services, including any data or content transmitted or received by you; (b) your violation of any term of this Agreement, including without limitation your breach of any of the representations and warranties above; (c) your violation of any third-party right, including without limitation any right of privacy or Intellectual Property Rights; (d) your violation of any applicable law, rule or regulation; (e) your intentional misconduct; or (f) any other party’s access and use of the Services with your unique username, password or other appropriate security code.

Breach of Terms

Without prejudice to Wyrr Inc.’s rights under these Terms, if you breach these Terms in any way, Wyrr Inc. may take such action as we see appropriate in addressing the said breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider (ISP), requesting that your access to the website be blocked and/or bringing an action against you in a court of competent jurisdiction.

Termination, Suspension & Closure

Wyrr Inc. may suspend, terminate or close any or all of our services to you at any time for any reason including and not exclusive to breaching of these terms and conditions, impersonation, fraud, money laundering or any other act that contradicts and or violates the terms agreed to. Upon suspension, your access to the use of our services will be reviewed and restored after due consideration and upon termination and closure, your access to use Wyrr Inc. services or platform will immediately and permanently cease.

Changes and Modifications

Wyrr Inc. reserves the right to change, modify or review these Terms from time to time by updating this page. The changes will not be retrospective, and the recent and current updated version of the Terms will always be available for use on this page which will continue to govern our relationship with you. You will also be duly and adequately notified of any material changes which could be done via email linked with your account or service notification. By continuing to use our Services after the changes become effective, you agree to be bound by the revised Terms.

Complaints

If you have any complaints about any of our services, you can go through our complaints policy and also contact us through help@wyrr.app.

Contact us

You can contact us for any other information or enquiry through help@wyrr.app or visit us at 18 King Str E, Suite 1400, Toronto, ON, M5C 1C4. Working hours from 8am - 5pm (Mon - Fri).